Here is a banner than I made in photoshop for my Joint Operation's Clan. Critique it please . Keep in mind that I did not optimize it yet, and it is full quality, even though I sliced it up in Image Ready it might take a while to load.
http://www.freewebs.com/rfarmer/phrsys/index.htm
http://www.freewebs.com/rfarmer/phrsys/index.htm