RakuraiTenjin
Tank
- Joined
- Jul 17, 2003
- Messages
- 8,106
- Reaction score
- -2
Who listens to Dave Ramsey? I've been following his financial system for a couple months now but still find it hard to avoid credit at times. Been pretty strict though lately. Paid off about $10,000 in debt that was quickly racked up (accumulated in about 3 years) and have about $6000 to go until completely debt free, besides my home's mortgage.
I'm trying to double my income right now and hopefully will be able to do so within the next couple months. If so I'll be able to make a double mortgage payment and HOPEFULLY pay off the house in less than 10 years, but I will probably not always allocate that money to a double payment. It's just too tempting lol!
http://www.daveramsey.com for those who have never heard of him before.
I notice a lot of people on creditboards.com hate on him, due to his advocating a complete lack of credit. I agree with him but can understand the want to maintain a high credit score to avoid paying deposits and such.
I'm trying to double my income right now and hopefully will be able to do so within the next couple months. If so I'll be able to make a double mortgage payment and HOPEFULLY pay off the house in less than 10 years, but I will probably not always allocate that money to a double payment. It's just too tempting lol!
http://www.daveramsey.com for those who have never heard of him before.
I notice a lot of people on creditboards.com hate on him, due to his advocating a complete lack of credit. I agree with him but can understand the want to maintain a high credit score to avoid paying deposits and such.