Spent

Oh look, it's that sensationalist game.
 
Why can't I ditch the car even if I live in the middle of the city?
 
I don't know if I'd call it sensationalist... maybe a bit dire. But, being a po' person, this game has definitely mirrored some of the decisions I've had to make.
 
that game isnt very accurate; if you pick waiter as a job you're looking for it lists your wage as $8/hour and says your salary is $262 a week. it doesnt take into account 2/3rds of your salary that is made up of tips. you could easily make $800/week waiting tables
 
Edeslash said:
Is USA really this bad? 15% not having enough to eat at all times?
Click to expand...

Keep in mind that we are fatties. A regular meal will not satisfy our appetites.

I demand six stacks of waffles at lunch, otherwise my body starts eating itself.
 
Ended with $867. I ain't payin' fo shit.
 
On the 29th, with 7$ in my pocket I just HAD to buy 10$ sneakers for my kid.

Somewhere in the middle of the month I lost my job, because I hung up on the guy calling about car payments and apparently I can't use public transportation to get to my job. Had I known that when I was choosing a house!
 
If I'm ever poor I'll just whore myself out... and still be poor but whatever.
 
Lost my job about halfway through the month and still got through with $228. My car got impounded but it's not like I'll be needing it to get to work. :v

The choices where it was either pay or use Facebook were dumb and kind of undermined the whole thing.
 
CptStern said:
that game isnt very accurate; if you pick waiter as a job you're looking for it lists your wage as $8/hour and says your salary is $262 a week. it doesnt take into account 2/3rds of your salary that is made up of tips. you could easily make $800/week waiting tables
Click to expand...
Yeah if you're a hot woman maybe or in an expensive restaurant where the typical 15% tip is a high dollar amount.
 
Monthly premium is so high, I've never been enrolled in a health plan that cost so much money, even at my current (terrible coverage) employer.


EDIT: With a super high premium for comprehensive health coverage, why am I having to pay $400 for a root canal? Game is broken. Most it should've been is $100 copay, and that's high.
 
RakuraiTenjin said:
Yeah if you're a hot woman maybe or in an expensive restaurant where the typical 15% tip is a high dollar amount.
Click to expand...

I was a bartender at a sports bar and I dont have boobs yet I pulled in $800-$1000/week working 4 6hr shifts a week. a friend of mine was a server at a high end italian resturant and he pulled in $1500/week. if you work at denny's you're not going to make all that much as a server unless there's is high volume turn around as table bills will be mostly in the $15-20 range so you'd have to go through a lot of volume to make decent money

also out of pocket expensive for someone with a good healthcare plan in the US is in an around $15,000/year for a family

http://www.healthcarefinancenews.co...ily-health-insurance-cost-now-over-15000-year
 
lol, 4 dollars for a gallon of milk, 25c each for ramen, and 2 dollars for a dozen eggs?

Made it through with 600 bucks.
 
What's this about bank fees if your balance is lower than 50 dollars? My balance is frequently lower than that and nobody takes anything from me!
 
KiplingsCat said:
What's this about bank fees if your balance is lower than 50 dollars? My balance is frequently lower than that and nobody takes anything from me!
Click to expand...
They gotta throw in enough stuff to make it seem impossible. Like having both a near heart attack, a root canal AND being out sick from work monthly. Kid refusing to 'eat the free lunch,' random $7500 credit card debt (WTF), ridiculously high rent cost, and an insanely expensive utility bill for a small apartment. My utilities dont even go that high and I live in a house. Then theres not biking or walking (no car debt) allowed because 'some people live in rural America.'
 
Well, looks like I didn't pass the "Temp Job Test". Probably because I called my potential boss a "****-sucking bastard".
 
I also question why the subject waits until their last $1000 and homeless to 'accept ANY job.' When I was laid off in 2010 from a GOOD position, there were plenty of $8-12 an hour type jobs, but not any 'good' jobs (held out for a mediocre one). But damn if it came to supporting a child or losing my house I'd take the damn $8 an hour job with a quickness, not wait until I'm homeless to do so.
 
Lets all nitpick the insignificant details that don't hold up to our own regional experiences and ignore the whole message of the thing in our fervor to point them out.

Also, I can't believe you still think $800/mo. is high rent Rakurai. We had this discussion already. Not everybody lives in shitty ass Arizona.
 
I ran out of money on day 5. I'm not letting my pet die unless there's no hope. You know what homeless man's best friend is? A loyal pet...

20110929181734clipboard.png




Though honestly I think this man is just holding the cat as an emergency meal... look at how fat that thing is.
20110929181851clipboard.png
 
Krynn72 said:
Lets all nitpick the insignificant details that don't hold up to our own regional experiences and ignore the whole message of the thing in our fervor to point them out.

Also, I can't believe you still think $800/mo. is high rent Rakurai. We had this discussion already. Not everybody lives in shitty ass Arizona.
Click to expand...
Then they should move if they can't afford to live in Manhattan or wherever. Seriously. If you can't afford the cost of living, but there are plenty of other affordable places, that person needs to move.

$800 a month here would get you a modest size house for rent, or a two bedroom apartment that is VERY nice (crown moulding, nice carpet/appliances, washer/dryer included, cable etc.) For ~$350 a month you can get a budget apartment in an 'okay' area.
 
I make less than or close to $1000 a month. I wish I could get an okay apartment in this area for that much.
 
Move to Houston. My sister got a really sweet 1 br for $600-$700 (gated and everything), and it was literally across the street from her workplace so she just took a 3 min walk to work every day.
 
RakuraiTenjin said:
Then they should move if they can't afford to live in Manhattan or wherever. Seriously. If you can't afford the cost of living, but there are plenty of other affordable places, that person needs to move.

$800 a month here would get you a modest size house for rent, or a two bedroom apartment that is VERY nice (crown moulding, nice carpet/appliances, washer/dryer included, cable etc.) For ~$350 a month you can get a budget apartment in an 'okay' area.
Click to expand...

God are we really going to have this same ****ing discussion again.
 
RakuraiTenjin said:
Then they should move if they can't afford to live in Manhattan or wherever. Seriously. If you can't afford the cost of living, but there are plenty of other affordable places, that person needs to move.
Click to expand...

So then... the unemployment in this country is a non issue then. That's what I always hear about when people talk about joblessness or low vs moderately waged jobs. It's just people who aren't willing to move to find the jobs or better pay. That certainly doesn't cost a lot of money to move ones entire life around.
 
RakuraiTenjin said:
$800 a month here would get you a modest size house for rent, or a two bedroom apartment that is VERY nice (crown moulding, nice carpet/appliances, washer/dryer included, cable etc.) For ~$350 a month you can get a budget apartment in an 'okay' area.
Click to expand...
Wow. I had to pay more than that last year.. and I had three roommates with there own $800 to pay, electricity was only covered up to $100, electric heat. But, free cable, internet, water, and community washer/dryer (still had to pay per load) and gym. Place was fairly small, but it was also in West Loop Chicago so that says a lot about the price. It was nearly impossible to make ends meet since I was going to college at the time; two jobs, an internship, and student loans...
 
Raziaar said:
So then... the unemployment in this country is a non issue then. That's what I always hear about when people talk about joblessness or low vs moderately waged jobs. It's just people who aren't willing to move to find the jobs or better pay. That certainly doesn't cost a lot of money to move ones entire life around.
Click to expand...
Didn't say that. There are lots of "McJobs" but not enough career jobs available. However- if a person cannot afford the cost of living in one place- but would be able to somewhere else feasable, then they should move to where they can afford the cost of living.

And it doesn't really cost all that much to move, unless you have a LOT of possessions to move. In which case in a situation like we're talking about most of those should've been sold already.
 
RakuraiTenjin said:
Then they should move if they can't afford to live in Manhattan or wherever. Seriously. If you can't afford the cost of living, but there are plenty of other affordable places, that person needs to move.

$800 a month here would get you a modest size house for rent, or a two bedroom apartment that is VERY nice (crown moulding, nice carpet/appliances, washer/dryer included, cable etc.) For ~$350 a month you can get a budget apartment in an 'okay' area.
Click to expand...

that would get you a shitty bachelor apartment in the shitty part of toronto with chalk outlines of the previous inhabitants on the living room floor. or you could move an hour away to butt**** pickering and live in a basement apartment or you could move outside of ontario and live in small town in a remote part of canada. but why the **** would anyone do that? there's a reason some people would much rather live in manhattan than arizona
 
CptStern said:
that would get you a shitty bachelor apartment in the shitty part of toronto with chalk outlines of the previous inhabitants on the living room floor. or you could move an hour away to butt**** pickering and live in a basement apartment or you could move outside of ontario and live in small town in a remote part of canada. but why the **** would anyone do that? there's a reason some people would much rather live in manhattan than arizona
Click to expand...

If they can't afford the price of living in a ritzy area then they need to move to where it's more affordable and they can make ends meet. The example the game gave was perfect of this idea- living where rent is super expensive when one can barely afford the most basic services is not a good idea. The game would be much easier if it had a realisitic rent price of $350-$550
 
My parents live in a dirt cheap house in an alley and their rent is $1100.
 
RakuraiTenjin said:
If they can't afford the price of living in a ritzy area then they need to move to where it's more affordable and they can make ends meet.
Click to expand...

that's not feasible for most people. small towns dont have nowhere near as many opportunities for employment that cities do. not too many engineers, doctors or lawyers or hell designers want to live in a small town where's there's 2 people doing what they do if any at all. job opportunities for anything other than labour or hospitality service jobs are scarce in small towns because it doesnt have the infrastructure to support those industries


RakuraiTenjin said:
The example the game gave was perfect of this idea- living where rent is super expensive when one can barely afford the most basic services is not a good idea. The game would be much easier if it had a realisitic rent price of $350-$550
Click to expand...

holy **** where the hell can you rent an apartment for $350? you couldnt rent a garage for that price in toronto. people often have no choice but to live in an area where rent is super expensive. if I worked in downtown toronto living in an area where $800 is an average price for apartments means commuting 4 hrs a day and adding easily $400 to your monthly gas bill not to mention the cost of insurance maintenance, the effect on your family etc etc
 
RakuraiTenjin said:
If they can't afford the price of living in a ritzy area then they need to move to where it's more affordable and they can make ends meet. The example the game gave was perfect of this idea- living where rent is super expensive when one can barely afford the most basic services is not a good idea. The game would be much easier if it had a realisitic rent price of $350-$550
Click to expand...

I can't believe you still don't get it. Arizona is the ****ing exception man. Rent all over the US is higher than $400/mo on average. Here's some facts for you:

88.6% of rent-paying Americans were paying more than $400/mo rent in 2009. 73.6% paying more than $600, and 51% paying more than $800.

That was three years ago. You can't just move away from it, its everywhere. The only places with rent so low is shitty places like Arizona or Louisiana, and the chances that they have any work available there is slim as is(9.4% unemployment in AZ, 7.6% in LA). Suggesting people move to low-rent areas is retarded because its a huge gamble with minimal payoffs if its even successful.
 
CptStern said:
that's not feasible for most people. small towns dont have nowhere near as many opportunities for employment that cities do. not too many engineers, doctors or lawyers or hell designers want to live in a small town where's there's 2 people doing what they do if any at all. job opportunities for anything other than labour or hospitality service jobs are scarce in small towns because it doesnt have the infrastructure to support those industries
Click to expand...
I'm not talking about small towns, I'm talking about larger cities where the cost of living is more sane. For example much of the west coast. Las Vegas, Phoenix, Albuquerque, Salt Lake City, Reno, Tucson, etc etc. The list goes on and on, and Krynn- you're just used to East Coast crazy expensive prices. These are not the exception on this side of the nation.




CptStern said:
holy **** where the hell can you rent an apartment for $350? you couldnt rent a garage for that price in toronto. people often have no choice but to live in an area where rent is super expensive. if I worked in downtown toronto living in an area where $800 is an average price for apartments means commuting 4 hrs a day and adding easily $400 to your monthly gas bill not to mention the cost of insurance maintenance, the effect on your family etc etc
Click to expand...

Here's a prime example from a 2 second google search. Right in the MIDDLE of the big CITY (not backwoods, not far. Mass transit all over, etc)

http://www.apartmenthomeliving.com/...-in-Phoenix-AZ-85021-at-1814-Vogel-Ave-290548

$350 per month 500sqft
"Newly remodeled 1 & 2 Bedroom Apartments centrally located in the Sunnyslope area. Close to all transportation, shopping and employment. Nice pool area with barbecue grills and a great view of the mountains. Off street parking. Onsite manager located in unit #105."


If one takes the time to actually research these cities I listed, you'll see there is affordability there. Second, these places aren't 'shitty.' Every state and city has it's nice and bad areas. Arizona is actually really nice.
 
RakuraiTenjin said:
I'm not talking about small towns, I'm talking about larger cities where the cost of living is more sane. For example much of the west coast. Las Vegas, Phoenix, Albuquerque, Salt Lake City, Reno, Tucson, etc etc. The list goes on and on, and Krynn- you're just used to East Coast crazy expensive prices. These are not the exception on this side of the nation.
Click to expand...

none of those citites have the same opportunities as say New York or Chicago or La or Toronto or london etc. hell if you're not in the hospitality industry in Vegas chances are you have one of a limited number of jobs in your field. reno, alburquerque is small town in comparison to say toronto, LA or NY

average price for a one bedroom in downtown toronto is in around $1200-1500 a month for half decent 1 bedroom apartment

http://www.viewit.ca/vwMapSearch.as...centerlong:-79.39716339111328;zoom:13;page:1;

the ones listed less than $1000 above are in shitty pockets of downtown toronto. (ie jarvis and dundas is where the hookers hang out)



Here's a prime example from a 2 second google search. Right in the MIDDLE of the big CITY (not backwoods, not far. Mass transit all over, etc)

http://www.apartmenthomeliving.com/...-in-Phoenix-AZ-85021-at-1814-Vogel-Ave-290548

$350 per month 500sqft
"Newly remodeled 1 & 2 Bedroom Apartments centrally located in the Sunnyslope area. Close to all transportation, shopping and employment. Nice pool area with barbecue grills and a great view of the mountains. Off street parking. Onsite manager located in unit #105."
Click to expand...

phoenix is small in comparison to toronto or any other world class city
 
CptStern said:
phoenix is small in comparison to toronto or any other world class city
Click to expand...
When you're trying to survive it's time to stop thinking about 'being high class' or 'having the right zipcode' and move to a place where you can afford to live. There is opportunity in these areas just like over there. If it's been two years out of work and cannot find a single position in the typical field (investment banking for NYC, etc) then it's time to enter a new field.
 
RakuraiTenjin said:
When you're trying to survive it's time to stop thinking about 'being high class' or 'having the right zipcode' and move to a place where you can afford to live. There is opportunity in these areas just like over there. If it's been two years out of work and cannot find a single position in the typical field (investment banking for NYC, etc) then it's time to enter a new field.
Click to expand...

it has absolutely nothing to do with "living in the right zip code" there's plenty of shitty areas in toronto that I wouldnt want to live in. and being able to afford an area shouldnt be the only concern when moving. job availablity, schools, community etc. I could probably live in the "hood" for a fraction of what I'm paying now but I'd rather not become a statistic


and there's opportunities in smaller areas but nowhere near as many as in the big city. ie I couldnt work for advertising firm like saatchi and saatchi in say Kamloops but i could in toronto. or I couldnt be a network administrator in a fortune 500 company in Moosejaw but I could in toronto. I couldnt be an architect at a prestigious firm in Barrie, ontario but I could in toronto and I'd have hundreds to choose from
 
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